Ace Chalhoub

I'm currently VP of Engineering and Head of AI Innovation at Bottomline. Before that, I co-founded TreasuryXpress, where I was CTO and Managing Partner through its acquisition.

Most of my career has been spent building treasury and payment software, scaling engineering teams, and working on architecture, cloud infrastructure, and product delivery. More recently, I've been focused on turning AI prototypes into production products.

Work

2021—present

Bottomline

VP of Engineering · Head of AI Innovation

I lead global engineering organizations across payments, cash management, and enterprise software. I also lead AI innovation, owning the strategy, architecture, and delivery of agentic capabilities across core financial workflows.

2012—2021

TreasuryXpress

Co-founder · CTO · Managing Partner

I helped build the company, product, engineering team, and technology platform from the beginning through its acquisition by Bottomline.

2018—2021

Drapp

Technical advisor · Board member

I worked with the team on product and technology decisions, developer hiring, technical assessments, integrations, and delivery, and later joined the board.

Education

Notre Dame University–Louaize

Master's in Computer Science

Volunteer work

MEVP

Middle East Venture Partners

Volunteer · Technical due diligence

I reviewed the technology behind prospective investments, focusing on architecture, engineering capability, product maturity, and delivery risk.

iSME

iSME Programme

Volunteer · Technical due diligence

I reviewed startup applications and completed technical evaluations and scorecards for grant decisions under the World Bank-backed programme implemented by Kafalat.

Areas I know well

Engineering leadership: Global teams, organization design, delivery, and engineering execution.
AI products: Agentic systems, evaluation, workflows, and production delivery.
Software architecture: Multi-tenant SaaS, distributed systems, enterprise platforms, and scalable architecture.
Cloud and Azure: Reliability, security, infrastructure, and cloud economics.
Payments and treasury: Cash management, global payments, ISO 20022, and SWIFT ecosystems.
Company building: Products, teams, operating models, and the founder-to-acquisition journey.

Outside work

I ride motorcycles and am a Harley-Davidson and BMW GS fan. I spend time going on off-road trips, experimenting with DJing house music, and building small software experiments simply because I enjoy making things.